Rates

Rates Effective April 1, 2015

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Loan Rate APR* Term
New Vehicles (2014 - 2015)  

5

5.25

5.75

48

60

84

Used Vehicles (2012 - 2015)

5

5.25

6.5

5

5.25

6.5

48

60

72

Used Vehicles (2008 - 2011)

5

5.75

7

5

5.75

7

48

60

72

Vehicles (older than 2007) 6.70

6.70

all

Recreation Vehicles – Motor homes, travel trailers, 5th wheels

6.5

6.75

6.5

6.75

60

72

Horse Trailers, Enclosed Work Trailers, Trailers (2008 - 2015) 5.75 5.75 72
Horse Trailers, Enclosed Work Trailers, Trailers (2007 & Older) 6.00 6.00 60
Boats, Snowmobiles, Jet Skis, Offroad Motorcycle, ATV, Street Motorcycle

5.75

6

5.75

6

60

72

Home Equity Line of Credit

2nd Mortgage (home equity fixed rate) 8 year payback

10-12 year pay back

4.50

5.50

5.50

4.50

5.50

5.50

 96
Mobile Home – New to 5 yrs. old 10.00 10.00 144
Mobile Home – Older Used 11.50 11.50 96
Share Secured (base shares) 3.00 3.00 n/a
Share Secured (auxiliary shares) 4.00 4.00 n/a
Personal Loan 11.50 11.50 n/a
Open-End Line of Credit 11.50 11.50 n/a
Overdraft Protection 18.00 18.00 n/a
Savings Dividend Rate APY* Term
Base Shares ($25.00 – $3000.00) 0.10 0.10 n/a
Base Shares ($3000.00 and up) 0.15 0.15 n/a
Auxiliary Shares 0.15 0.15 n/a
IRA Shares ($25.00 – $5000.00) 0.15

0.15

n/a

IRA Shares ($5001.00 – $15,000.00) 0.20 .15% - .18% n/a
IRA Shares (15001.00 and up) 0.25 .18% - .25% n/a
Share Draft (Checking) 0.01 0.01 n/a
Christmas Club 0.25 0.25

 n/a

*APY = Annual Percentage Yield.  Fees may apply.

Certificates of Deposit APY* Term

6 – Month $500.00 – $4,999

$5,000.00 – $9,999

$10,000 and up

0.35

0.45

0.55

6

6

6

12 – Month $500.00 – $4,999

$5,000.00 – $9,999

$10,000 and up

0.50

0.50

0.60

12

12

12

24 Month Call For Rates 24

*APY = Annual Percentage Yield.  Early withdrawal may apply.
All Rates All Subject To Change Without Prior Notice

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