Rates

Rates Effective Jan. 1, 2012
Loans
Rate
APR*
 Term
New Vehicles (2011-2012)   
5.25

5.50

6.95
48

60

72
Used Vehicles (2009-2010)     Used Vehicles (2004-2008) 5.255.507.005.506.257.50
5.25

5.50

7.00

5.50

6.25

7.50
48

60

72

48

60

72
Used Vehicles (older than 2003) 6.70
6.70
48
Recreation Vehicles – Motor homes, travel trailers, 5th wheels, horse trailers – (2007 or newer) 6.75
6.75
72
Recreation Vehicles – Motor homes, travel trailers, 5th wheels, horse trailers – (2006 or older) 6.50
6.50
60
 (boats, snowmobiles, jet skis)Offroad MC, ATVStreet MC 6.506.756.50
6.50

6.75

6.75

6.50
60

72

72

60
Home Equity Line of Credit
2nd Mortgage (home equity fixed rate) 8 year payback
10-12 year pay back		 4.50
7.50
7.50
4.50
7.50
7.50
96
Mobile Home – New to 5 yrs. old 10.00
10.00
144
Mobile Home – Older Used 11.50
11.50
96
Share Secured (base shares) 3.50
3.50
n/a
Share Secured (auxiliary shares) 4.00
4.00
n/a
Personal Loan 11.50
11.50
n/a
Open-End Line of Credit 11.50
11.50
n/a
Overdraft Protection 18.000
18.000
n/a

Call for Loan Specials

Rates Effective Jan. 1, 2012
Savings
Dividend Rate
APY*
Term
Base Shares ($25.00 – $3000.00) 0.10 0.10
n/a
Base Shares ($3000.00 and up) 0.15 0.15
n/a
Auxiliary Shares .35 .35
n/a
IRA Shares ($25.00 – $5000.00) .50 .50
n/a
IRA Shares ($5001.00 – $15,000.00) .75 .50% – .63%
n/a
IRA Shares (15001.00 and up) .95 .63%-.67%
n/a
Share Draft (Checking) 0.10 0.10
n/a
Christmas Club .75 .75
n/a
*APY = Annual Percentage YieldFees may apply Back to Top

Rates Effective Jan. 1 2012
Certificates
APY*
Term
6 – Month $500.00 – $4,999 .50
6
$5000.00 – $9999 .60
6
$10,000 and up .70
6
12 – Month $500.00 – $4,999 .75
12
$5000.00 – $9,999
$10,000 and up		 .80.90
12
12
$500.00 – and up

*Call for rates on 24 month Certificates

 
*APY = Annual Percentage YieldEarly withdrawal penalties may apply Back to Top