icon bankSEG Federal Credit Union is a not-for-profit cooperative. As a member of SEG Federal Credit Union you are a member/owner of the credit union. We do not have outside stockholders. Earnings are returned to you in the form of higher dividends, lower loan rates, and lower fees.

We encourage all our members to get involved in the credit union. In March we have our annual meeting. At this meeting we present the financial status of the credit union, and we elect the Board of Directors. The Board of Directors appoints the Supervisory Committee and other special committees (investment, marketing, etc.) This is also a great forum to ask any questions you may have about the operations of the credit union.

The Board of Directors of SEG FCU is composed of five credit union members, each serving a three year term. The basic function of the Board of Directors is to make decisions, advise, serve as trustees and perpetuate the Credit Union. Other Board responsibilities include: guide the credit union, work in the best interests of the members and do all that is "necessary and proper" under the law, appoint members of the Supervisory Committee, Loan Officers, Security Officer and Membership Officer, attend and actively participate in monthly Board meetings, planning sessions, and committees as required.

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The Board of Directors appoints the Supervisory Committee composed of four credit union members for a term of one year. The basic function of the Supervisory Committee is to be the guardian of the best interests of all members. The Committee shall make or cause to be made an annual audit and submit a report of that audit to the Board. The Supervisory Committee must act in an independent manner and investigate and resolve member complaints.

In October of every year we host Credit Union Week. We have giveaways, drawings, and refreshments. This is our way of thanking you, our membership. We hope you can find time in your busy schedules to join us for these and other events offered by the credit union.

We would also like to notify you of the holidays that the credit union will be closed:

  • New Years Day
  • Martin Luther King, Jr. Day
  • Presidents’ Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Columbus Day
  • Veterans’ Day
  • Thanksgiving Day and the day after
  • Close at noon on Christmas Eve Day
  • Christmas Day
  • Close at noon on New Years Eve Day

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DO NOT RESPOND to email scams that ask you for your account number or username, credit card number, and personal identification numbers. Email messages that ask for this type of information are fraudulent, and should be reported immediately. We will never contact you and ask for this information.